Research & Analysis

Our Research

Fundamental analysis of Nepal's industries and companies. Each sector starts with an industry overview, followed by individual company deep-dives.

All Sectors Banking & Finance Energy & Hydropower Cement & Materials Reinsurance Alcohol & Beverages Investments Life Insurance Non-Life Insurance

Life Insurance

3 reports

Sector Overview

Industry Report

Nepal Life Insurance Sector — Industry Report 2026

Nepal's life insurance sector manages a NPR 80,449 crore life fund across 14 licensed life insurers and 3 micro-life companies, with gross premiums growing at 15.3% in FY 2081/82 and 13.2% YTD through Q3 FY 2082/83. This report covers the sector's economics, the 17-company competitive landscape, endowment product dominance, and the NIA's 35% government securities investment mandate.

Jun 29, 202615 min

Company Research

NLICL

National Life Insurance Company Limited (NEPSE: NLICL) — Company Profile

National Life Insurance Company Limited is Nepal's second-largest private life insurer and oldest private insurer, founded in 1988. With a NPR 93.99 billion life insurance fund and 35,208 agents across 124 offices, this profile examines five years of audited financials, a critical zero government bond position against a 35% NIA mandate, declining in-force policy counts, and the audited-vs-published earnings variance.

Jun 28, 202614 min

NLIC

Nepal Life Insurance Company (NEPSE: NLIC) — Company Profile

Nepal Life Insurance is Nepal's largest private life insurer with 25.8% market share and a NPR 26,714 crore life insurance fund, serving over 912,000 active policyholders. This profile covers five years of audited financials, Q3 FY 2082/83 performance, competitive positioning, the 35% government securities mandate compliance question, and key governance disclosures.

Jun 27, 202614 min